You choose your stocks. You choose your mutual funds. Start choosing your money.

Why would you want to choose you money? Because some money can lose value. You know that ten dollars doesn’t buy as much as it used to. Well just as you can sell your stocks and sell your mutual funds, you can also sell your money. Just convert your dollars or yen or euros into something else.

How much is ten dollars worth? About one movie ticket—meaning you could trade ten dollars for one movie ticket. How much was ten dollars worth 20 years ago? It was worth two movie tickets. This means the value of ten dollars has gone down 50%, from two movie tickets to one. If owned stock that fell in value by 50%, what would you do, you’d sell it, and choose other stock. Maybe you should sell your dollars and choose other money?

If every year we become more productive due to technological advances and new production methods, shouldn’t prices (on average) fall, not rise? Shouldn’t a box of cereal that cost 15 cents in 1940 cost less than 10 or 5 cents today, instead of 300 cents or three dollars? Imagine going to the grocery store, handing over one dollar, and getting ten boxes of cereal!

If the price of everything is going up, maybe you should own something with a price.

Try other brain teasers…and learn to view money differently.

Or first learn how money comes into existence (something everyone should know).

What is Money

Money has a few uses:

• It’s a medium of exchange, in that you can trade it for another product.
• Money stores value; if you have a savings account with 1,000 dollars or euros, you are storing what you’ve earned.
• Money is also a unit of value – when you see a something that costs 10 dollars or 10 euros, the price conveys the value of the product.

If you live in the US, you can’t stop using dollars as a medium of exchange. You also can’t change how things are priced.

But you can control how you store what you’ve earned. You can preserve your wealth in items beside dollars. You could choose precious metals, like silver, or stock of different companies, or collectibles. You have some choices.

This site will explain how money comes into existence and how things went off course. Once you understand money, we hope you will choose your money. We hope you will choose a money that preserves your wealth.

When prices rise, you won’t care because you’ll own something with a price. If the price of a movie ticket doubles, the price of what you own will probably double as well, so you’ll be able to buy the same number of movie tickets.

Prices will be come almost irrelevant. As they did in Zimbabwe, Germany, Argentina, and many other countries. But many people lost a lot of wealth in those countries. They still had the same amount of their currency, whether that was 1,000 marks, pesos, or Zimbabwe dollars, but the money no longer had any purchasing power.

Don’t be a victim in your country.

Get started. Learn how money comes into existence.

Our Organization

Monetary Choice advocates using real products—such as gold or oil or baskets of goods—as money. Currently most local governments force people to use paper that used to be receipts for real products, but now are just pieces of paper. We have recommendations for individuals, companies, financial institutions, and nation-states.

Famous last words:

“I work at Enron, so I keep most of my wealth in Enron stock.”

“I live in Argentina, so I keep most of my money in the peso.”

“I live in _________, so I keep most of my wealth in ________.”